Tina McManus' Blog
Let's face it – purchasing your dream home may prove to be an uphill climb, particularly for a homebuyer who fails to prepare accordingly. Lucky for you, we're here to help you make your homeownership dream a reality and ensure you can discover your ideal residence in no time at all.
Now, let's take a look at three tips to help you get ready to pursue your dream house.
1. Establish Homebuying Criteria
Finding your ideal house can be quick and easy if you establish homebuying criteria before you launch a home search. In fact, with homebuying criteria in hand, you can narrow your house search and speed up the homebuying journey.
To create homebuying criteria, you first should think about cities and towns where you want to live. Next, analyze houses in your preferred cities and towns and consider home must-haves and wants. Once you know exactly what you want to find in your dream house and where you want to reside, you can schedule home showings and move closer to finding your ideal house.
2. Get Pre-Approved for Home Financing
Homebuyers rarely have all the money they need to buy a home. Thankfully, banks and credit unions offer a wide range of mortgage options to make it simple for homebuyers to purchase residences. And if you meet with banks and credit unions, you can review your mortgage options and get pre-approved for home financing.
Obtaining a mortgage may help you streamline your house search because it enables you to establish a homebuying budget that you can use to hone your quest to find your dream home. Perhaps best of all, getting pre-approved for a mortgage may help you resist the temptation to spend beyond your means to purchase your ideal residence.
3. Hire a Real Estate Agent
Navigating the housing market on your own can be challenging for first-time and experienced homebuyers alike. Fortunately, real estate agents are available who can help you take the guesswork out of pursuing your dream house.
A real estate agent is a housing market expert who understands what it takes to complete a successful home search. He or she will meet with you, analyze your homebuying goals and map out a homebuying strategy. Then, a real estate agent will work with you to help make your homeownership dream come true.
As you conduct your home search, a real estate agent will keep you up to date about new residences that become available in your preferred cities and towns. He or she also will set up house showings and offer insights into the local real estate market. Furthermore, if you find your dream house, a real estate agent will help you craft a competitive offer to purchase this residence. And if your homebuying proposal ultimately is accepted, a real estate agent will guide you through the final stages of the homebuying process.
Start your search for your dream house – use the aforementioned tips, and you can boost the likelihood of a successful homebuying journey.
Looking to sell your condo? With assistance from a real estate agent, you can maximize the value of your property.
When it comes to selling a condo, hiring a real estate agent is a must. This housing market professional will set up condo showings, negotiate with condo buyers on your behalf and much more.
As a condo seller, it is important to do everything possible to get the best price for your property. And if you understand what it takes to find the right real estate agent, you may be able to streamline the condo selling journey.
Ultimately, there are many factors that condo sellers need to consider when they evaluate a real estate agent, including:
1. Condo Selling Experience
It is essential to hire a real estate agent who possesses condo selling experience. This housing market professional can take the guesswork out of selling a condo.
A real estate agent with condo selling experience will promote your residence to the right groups of property buyers. This will ensure your condo will stir up plenty of from interest from property buyers as soon as it becomes available.
Plus, a housing market professional can teach you about the real estate sector and help you plan accordingly. He or she will ensure you can avoid any potential hurdles as sell your condo too.
2. Communication Skills
Does a real estate agent go above and beyond the call of duty to stay in touch with condo sellers? If not, he or she may struggle to sell your condo.
A real estate agent should keep you informed at each stage of the condo selling journey. This housing market professional also should respond to your condo selling concerns and queries – without exception.
Perhaps most important, a real estate agent should be unafraid to be honest with you. With an honest real estate agent at your side, you can receive unbiased condo selling recommendations and make informed choices throughout the condo selling journey.
3. Client Referrals
How do past condo sellers rate a real estate agent? Ask a real estate agent for client referrals, and you can receive unparalleled insights into what it's like to work with this housing market professional.
Client referrals are great tools to help you decide whether a particular real estate agent is the best person to guide you along the condo selling journey. These referrals can provide you with insights into a real estate agent's professional demeanor and personality that you may struggle to obtain elsewhere. As a result, client referrals may prove to be exceedingly valuable to condo sellers.
If you need help selling a condo, allocate the necessary time and resources to hire a real estate agent – you'll be glad you did. Real estate agents are available nationwide and understand what it takes to sell a condo in any housing market. Therefore, working with a real estate agent may help you speed up the condo selling process and optimize the value of your property.
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Searching for the ideal home is an exciting adventure, but it can also be fraught with setbacks, delays, and disappointments. With a little preparation, however, you can avoid many of the potential pitfalls that could happen along the way.
One of the secrets of successful house hunters is to adopt a positive attitude, but temper it with a dose of realism.
Flexibility is also important, but it pays to be steadfast about your absolute requirements, also known as your "must have" list.
To help ensure a successful house hunting experience, here are a few of the key attitudes and qualities that are worth taking inventory of and cultivating.
Persistence: Although it does happen, it's unlikely that the house of your dreams is going to show up at the beginning of your search. As seasoned house hunters know, it's not unusual to have to look at dozens of houses for sale before finding just the right one. But even when you've reached that turning point, there still may be obstacles, hurdles, and challenges to deal with. The perfect example is a bidding war. What if you're all ready to make an offer on the ideal house, but it turns out that one or more other buyers have their sights set on that same house? That can not only be stressful, but it can stretch your housing budget to its outer limits (and beyond)! On one hand, you have to be willing to walk away from a property that would leave you "house poor", but on the other hand, you may want to consider pursuing a real estate deal that's on the high end of your budget, but financially doable. Working with a knowledgeable real estate agent who's a skilled negotiator can help give you an edge when you're confronted with a so-called "bidding war."
Optimism: If you view house hunting as a process which will eventually produce your desired outcome, then you'll be a lot more motivated to go the distance, rather than lower your standards or give up entirely. A positive attitude will help you overcome setbacks, identify workable solutions, and recognize opportunities when they present themselves.
Organization: Whether you prefer the idiom "The devil is in the details" or "God is in the details," the lesson is still the same: Small details can have a big impact. Staying goal-oriented and organized can help propel you forward and avoid frustrations. Knowing your credit score, establishing a realistic housing budget, and scheduling meetings with mortgage lenders will help you stay on course, be prepared, and steer clear of unnecessary delays. It also helps to take notes, create lists, and follow a daily or weekly action plan.
Buying a house is an important priority which can affect the quality of your life in many ways. By staying organized, focused, and positive about your search, your chances of success will be enhanced many times over.
Allergies are extremely common in America with millions of Americans suffering from symptoms.
The most common household allergies are seasonal, which run from February to early summer, and animal allergies which can pose a risk at any time.
There are some ways you can limit some of the allergens in your home, whether you want to make your house more allergy-proof for yourself and family or your guests.
There are a number of plant pollen and mold allergies that are common throughout the United States. During pollen season, especially on dry, windy days, these pollens are spread everywhere.
Many people who experience seasonal allergies watch local pollen levels in their area to prepare themselves for peak days when they are most likely to experience symptoms. During these times, it’s best to keep doors and windows completely shut. This includes your home, garage, and vehicle.
To clean up after times of high pollen levels, it’s a good idea to first vacuum and then use a damp cloth to dust household surfaces. The moisture will trap pollens and prevent them from escaping back into the air.
When it comes to mold, there are a number of preventative measures you can take in your home. The most important thing you can do is avoid excess moisture in your home. You can do this by using a dehumidifier, monitoring water pipes, and cleaning spills and leaks immediately after they happen.
Pet owners love their pets. But the pet dander that comes with them is a leading cause of allergies. To help mitigate pet allergies in your home, focus on the areas where your pets spend the most time. If your pet sleeps on your bed or has their own bed, wash the bed linens frequently.
Since most pets spend their days inside your home, roaming the floors, it’s important to vacuum frequently with a high-efficiency vacuum cleaner. High-efficiency machines that are sealed properly and use effective filters are much better at reducing the amount of dust that escapes during vacuuming and when you empty the vacuum itself.
The filter on your vacuum isn’t the only one necessary for reducing allergy-causing particles in your home. Heating and ventilation systems also come with air filters that need to be cleaned or replaced.
When replacing your filter, look for one that is HEPA (high efficiency particulate air) certified to remove the most allergens possible.
Don’t forget the backyard
Since many allergies are carried in on the wind and shoes entering your home from the outside, it’s important to understand which allergens you might be growing in your backyard. Some trees, grasses, and plants cause higher levels of allergies and are more likely to cause symptoms to you and your guests.
Even the most common trees like pine and maple can be problematic for some people, so it’s important to know what you’re allergic to and whether you should take steps to landscape away some of those allergens.